Career Change & Money

Tip jar with notes and coins in it

I think sorting out your finances is one of the best ways to mentally prepare yourself for a career change. One of the biggest fears around career change is money; we probably all have the same fear that we’ll end up out of work, with no money coming in, and a mortgage or rent to pay and perhaps a family to support.

A few habits I started way before my period of career transition, and others I started in the months leading to it, helped me deal with this fear and made it easier for me to go for it and change career.

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Let’s start with the basics. Around 15 years ago I lived in Paris, and with my first job there I realised I needed to start getting a handle on my finances. Renting a flat with a friend, paying bills, it was time to get responsible. I started a simple excel spreadsheet where I noted how much money I received in my bank account each month – deducted all regular expenses such as rent, bills, food, and then any ad hoc expenses I expected such as new trainers or nights out with friends. This allowed me to budget, to see in which months I’d need to be a bit careful and those where I could save a little. I loved feeling in control of my finances. I’ve stuck to this method ever since.

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Some time ago I’d had instilled in me the idea that you should have 3 months’ living costs in savings – I suppose I read about it in context of losing your job or quitting your job. So I always had that at the back of my mind. It might be an extremely hard slog starting from scratch, but knowing that it could help cushion a transition period makes it a positive goal to aim for. Also, it’s not only saving that can help you achieve this goal, a money-making project on the side can massively help with this, we’ll come to it in a bit.

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At some point I developed an obsession with a more minimalist way of living. This may well have been inspired by Tim Ferris and The 4-Hour Work Week (read the chapter called Mini-Retirements: Embracing the Mobile Lifestyle).

I’m pretty sure I was subconsciously trying to rid myself of extra ‘things’ so that if I ever wanted to take off and travel it wouldn’t be too difficult. I also think my mind was so cluttered with worries and doubts that physically decluttering helped me try to find some peace. If my surroundings were simple and uncluttered then maybe my mind could be also…

The bonus is that when you really get into decluttering and start seeing some of your belongings for what they are (we hold onto so many things just because we ‘own’ them, not necessarily because we like them anymore or they are doing anything for us) there is often a lot of stuff to chuck out – be it recycling, donating or selling. I made a fair bit of cash selling decent odds and ends that I no longer wanted or needed on ebay.

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Here are some of the websites that satisfied my minimalist urges:

https://www.becomingminimalist.com/ Particularly the ‘Inspiring Simplicity. Weekend Reads’ posts, where the author collates interesting articles about minimalism and living simply.

https://www.theminimalists.com/archives/#popular

https://www.mrmoneymustache.com/category/mmm-classics/

https://zenhabits.net/archives/

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Speaking of money making side-projects, Airbnb gave me amazing freedom. Again, I got the idea from a blogpost, this time from Live Your Legend where the author talks about making your first $1000 dollars on the side. Read it here. If renting out a room or your whole home is an option, it’s definitely something to seriously consider.

I did a few other things to make some money on the side, I’ll cover these in another post!

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Hopefully this post will inspire you to start taking control of your finances if you’re not already doing so. It is so easy to worry and procrastinate and dwell on the worst case scenario…starting to deal with the fear is the only way to get past it. If worrying about money is stopping you from progressing in your career change – it’s something to face. The more you do, the more in control you will feel.

Maybe find one thing to sell on ebay and start from there!

If you’d like to contact me to do some life coaching sessions together, send me a message here.

You can read the full interview I did with Careershifters.com on financing my career change here: https://www.careershifters.org/expert-advice/how-to-finance-your-career-change

 

 

Photo by Sam Truong Dan on Unsplash

Read this the next time you’re ready to give up on the idea of finding a job you actually like.

When I first spoke to Sarah, a year ago, she felt stuck, lost, and as though everything in her life was rubbish. She’d left a job in London she didn’t enjoy, visited Australia and decided that it wasn’t the place for her, and was back living with her parents in the North of England.

She didn’t have a job, she had no money, and she wasn’t happy with her home life. It felt as though she’d taken 20 steps back.

She was unhappy with her relationships, and unsure what to do or where to live. Should she return to London? Or move to Paris (her dream)?

She didn’t have any money for the fun things she likes to do, such as travel or visit galleries or the cinema, or do courses.

She was feeling negative and unmotivated.

Here’s what Sarah’s achieved in the past year:

She started working with young people, volunteering for an alternative education provision near her parent’s house.

This was a totally new field of work for her (she’d previously worked in the media industry) and she found that she loved it. She realised she was good at it. It led to paid part-time employment.

Sarah found job satisfaction – something she’d been lacking for a long time. She learned new skills. She felt fulfilled.

Then, a new role came up, working for an NGO with a social mission, engaging children and young people. Sarah moved to London.

And now, she’s started travelling with work. Some days she can work from home, meaning she has more of a work-life balance, something that is really important to her.

Sarah is planning on doing more volunteering/mentoring with disadvantaged young people, and doing a youth work qualification.

And she’s travelling again, and spending time in Paris as often as she can, speaking lots of French. She still has an eye on moving to Paris…

Sarah is turning her life around.

She has shifted from a place of despair to a place of possibility, of opportunity. She is suddenly seeing the things she had wished for coming true.

How did she do this?

By taking baby steps…

She started contacting people, amongst others –

  • an ex-colleague who had started up his own design business
  • an ex-boss who had been kind and might offer advice
  • people working at companies she was interested in, via LinkedIn, to ask for a 10 minute conversation
  • a friend of a friend who was an interior designer (and realised that world probably wasn’t for her)
  • recruitment companies specialising in roles in charities

She wrote out a list of charities and social enterprises that appealed to her and sent in her CV.

Doing a CELTA teaching qualification (teaching English) was an appealing option – she asked people who had done it for advice.

She bought books about mindset and read them voraciously.

There were all sorts of local places where volunteering was an option, working with art, charities or children. Sarah created a list.

An internship at a social enterprise looked interesting – she applied.

A part-time role working for a charity on their marketing team came up, something she considered.

She learned lots about communicating, and about what she wanted and didn’t want.

It was really, really hard. She worked on it every day, making contact, applying for roles.

Sarah spoke to a coach (me!) because she knew that she needed help with focussing and taking action.

Importantly – she got over the idea that her next role would have to be forever, and therefore eased some of the pressure.

She considered ALL options.

She started to feel more positive as she started making progress.

It’s a step-by-step process. One that you can follow. It’s straightforward. Do one thing today to move yourself forward in your mission.

Send a message, an email, start an application.

Start reading a book that seems inspirational.

Talk to someone.

Listen to a podcast.

Write yourself a list.

Set a reminder.

Talk to someone else.

Send another message.

You get the picture.

It’s only when you start taking action that you start getting results. It might take a while, but you’ll be moving in the right direction.

If you’d like to try coaching with me, contact me here.

Photo by Valentina Conde on Unsplash

 

The Day I Decided to Quit my Job

Image of hot air balloons flying over landscape
I quit my job. It all came down to one decision. One decision I’d spent years building up to.

The day I finally decided to quit my job – one decision completely changed the course of my life, as decisions tend to do. But not all decisions are created equal. Some set off a small shift in your day-to-day life, others set off a series of events which are much bigger than you ever expected, hoped or dreamed. (More here).

I’d been considering leaving my job for years. It wasn’t making me happy, it didn’t feel like a right fit after a decade of hard work. The main reason I hadn’t left was that I wasn’t sure what to move on to do.

I started to seriously consider what the reality of quitting my job might mean. With no specific plan for what to do next, could this be an option? Make the break, and work out what to do next with a clearer mind?

I’d need to make money somehow. I had a mortgage and bills to pay.

I started reading blogposts and articles and books about what to do when you’re considering quitting a job. (Like this and this). I realised that setting myself up with some kind of extra income would help with the massive fear of not having a regular salary for a period of time.

The least I could do would be to investigate this – rather than ploughing through unexciting job ads, I could look into how to support myself in other ways. Could I find a way to survive whilst exploring new ideas and options  and working out what to do next?

The most attractive option was something a friend of mine had told me about a while before – she was freelancing for a translation company – quality checking and finalising translations. She could work when she liked, as much as she liked, from home or wherever she happened to be.

She thought I had the qualifications and experience to do the same. So she passed on a contact at the company, I got in touch, filled in some application forms, did a series of tests, passed, and was accepted onto their books.

Whoo! I now had a legitimate way of making money if I left my job! It would be ad  hoc, with no guarantee of work or monthly income, but it was something.

I sensed freedom.

I also knew that I could tutor students in English and touch-typing, something both my parents did in their retirement. Again, I had the qualifications and experience to do this. And I could earn a good rate of pay from it. Again – no guarantees, but money, and more freedom.

As I started to really consider my options, I started to think about my skills in a different way, not only concentrating on what I was doing every day in my current job, but on all the skills I had at my disposal.

What could I possibly do to make money? I wasn’t concentrating on the one next big important role. I wasn’t thinking about my career ladder, the next job title. It was back to basics, what can I do, can I make money from it, could I enjoy spending my time doing it?

I ended up doing various things to keep afloat – read more here.

So that day when I decided to quit my job, it wasn’t on a whim. This wasn’t a total leap into the unknown. It certainly wasn’t a rash, reactive decision.

It felt a bit like it at the time. One day I just had enough, and speaking to my parents, I said, “I think I need to do this”.

But it was actually a decision based on many hours deliberating, dreaming, worrying, analysing, planning. I’d gathered the evidence that it might be a realistic solution for me. I’d gathered enough evidence to give me the confidence to do it.

I can’t recommend quitting your job without having lined up the next one. It is a big risk. For some people this will work out fine, others need more security and certainty.

What I can recommend though, is starting to properly look at different ways of making money through the skills and experience you already have.  Things you probably haven’t yet considered.

Imagine for the next 6 months you won’t be doing your current job.

You need to make money. What can you do? If you had to come up with some ideas, what would you do?

Is there something you’ve always had a bit of an interest in but not really pursued? For me at that time it was the translation work. Is there a way you could try it out on the side? Set up on a freelance website like UpWork and do a couple of hours a week? Start a side project? Writing, consulting, mentoring, volunteering?

Could you make the break slowly, bit by bit, easing yourself into a new industry, a new way of working, a new way of seeing things?

Get in touch with me here if you’d like me to help you with your career transition.

Please share this post with someone who you think might enjoy it. Here’s the link.

Photo by Daniela Cuevas on Unsplash

Top 10 tips for creating a Vision Board

Small images forming a vision board

Why create a Vision Board?

In a previous post I talked about how effective I found using a vision board in helping me to focus on what I want, and to work towards achieving it. It helped me in making my decision to move to Spain. Vision boards are a useful way to visualise your goals and make them more concrete.

A vision board is like a collage, containing a series of images that you have selected, all relating to a goal you want to achieve.

Creating a vision board helps you to get excited about your goal, to start to picture what achieving the goal looks like, and acts as a reminder and encouragement to take positive action.

*Download my guide to creating vision boards ( PDF ebook) here: How to create a vision board ebook*

Here’s what to do:

1. Set up Pinterest or similar app (which act as digital pinboards), or get yourself a pinboard or notebook.

2. Pick a goal (or several), for example ‘my new job’ or ‘I’m a runner’ or ‘my trip to Argentina’. Create a digital vision board if you’re using an app, with the goal as your vision board title. You can create ‘secret’ vision boards on Pinterest, that no one else can see. If using a pinboard or notebook, do the same, put your goal as your title.

Start collecting images

3. Next, start collecting images relating to your goal. With Pinterest you can search using key words or themes, and it starts generating images you might like. Or you can look through old magazines and tear out images, or search online.

4. Select anything that makes you smile, that makes you feel positive and inspired about your goal. The image might not be an exact representation of what you want, but if it generates the right feeling (contentment, excitement, giddiness, desire) you’re onto the right thing.

Select images that make you feel

5. For example if your goal is to become a regular runner, or complete a 5k run, you might select images which represent the pride and relief you’ll feel after having completed your first 5k run. Like a picture of Jessica Ennis-Hill coming over the finishing line at the Olympics. Or you might select a picture of person jumping up in the air on a beach, with a massive smile on their face. This represents how you want to feel after your race. You might have images of a couple of athletes you admire, whose achievements or work ethic you’d like to emulate.

6. Maybe you’re dying to visit Argentina, you find an image of a mysterious, elegant couple dancing tango in the middle of a street in Buenos Aires. You select pictures of the amazing food you’re going to sample, and the cool restaurants you’re going to visit. Anything that reminds you what you want, and inspires feeling.

7. If your goal is to find a new job or change career, you might include images of what you’d love your place of work to look like (office/home/studio/café etc), images to represent the sort of environment you want to be in. If you’d like your commute to involve a 10-minute stroll through a park, you could choose images to represent that. You might include images of people, the kind of people you’d like to work with, or ideal clients. Include details of as many aspects as you can think of, to build up a picture of your day.

Bin anything that doesn’t inspire you

8. Tweak your vision board – anything that doesn’t make you feel great, bin. Add to it as you go along and feel inspired.

9. Now that you’ve carefully curated your vision board – make sure you look at it regularly. Every day at least. Ideally throughout the day. When you’re on hold on the phone. Before bed, when you wake up, when you’re taking a 5 minute break. When you’re making a cup of tea. Look at it and let yourself enjoy the buzz you get from it. Let yourself feel excited. Let yourself be propelled to take a little action step towards achieving your goal.

10. Finally – enjoy! Have fun, get creative, dare to dream, don’t feel a though you have to show your vision board to anyone.

Knowing what you want

When I’d created my vision boards I found that it was like my exciting little secret, this little world I’d created where the images bought me joy and motivation. It’s a great feeling knowing exactly what you want.

And as far as I’m concerned, it works. The more you focus on what you want, the more likely something is to happen.

I created a vision board called ‘I’m a writer’, before I knew it my boss had asked me to create copy for our website and marketing, and I’d started a personal blog.

I created a vision board called ‘I’m a salsa dancer’, and I finally found a salsa class that I love.

My vision board focussed on my new life in Spain has well and truly come to life.

Try it

Just try it. Even if it helps you clarify whether or not you really want something, it’s a useful process to go through. And it might just create a little magic.

*Download my guide to creating vision boards (PDF ebook) here: How to create a vision board ebook*

Be sure to contact me if you need help on clarifying your goals, making decisions and taking action. If you’re feeling stuck, stressed, or considering a change in career, I can help.

Finally, please share this post with someone who you think might enjoy it. Here’s the link.

Imposter Syndrome

Person sat on a railing over water, imposter syndrome

I read an article about imposter syndrome the other day: This Is How You Get Rid of Imposter Syndrome.

“You’ve probably blamed luck or other factors for your success instead of embracing the fact that you were responsible. You, my friend, have experienced imposter syndrome.”

It got me thinking.

When I first applied for my job in advertising, over a decade ago, I felt really confident completing the application. My skills and experience matched the criteria; I had experience working in an international environment and spoke French. And I was enthusiastic about working in the magazine industry.

I really wanted the job.

Waiting to go in to the interview (or coming out, I can’t remember which), I saw a girl I knew, a friend of a friend, also going for an interview for the same role. We had a brief chat.

A couple of days later, they offered me the job. However, for some reason I decided that they had probably offered the job to this other girl first, thinking that she must have turned it down.

I said something along these lines to my Dad, who asked why on earth I would even think such a thing. Why wasn’t I confident enough in myself to assume I’d been offered the job because I was perfect for the job?

During the ten years I worked for that company, I still felt like an imposter, right up until the end. The first few years I enjoyed it, but I quite often felt on tenterhooks, expecting to be found for I don’t know what. Not being good enough at the job?

Where did this lack of confidence come from?

Is it a perfectionist thing, always trying to be perfect and never make any mistakes, and massively fearing making any? Possibly? (read here)

Later on, as a sales manager, I didn’t feel good enough. I didn’t feel chatty/salesy/showy enough. I’m quiet, reflective, I listen. I don’t have the gift of the gab. Quite often I prefer to listen than to talk. I felt that you needed to be the opposite in the industry I worked in. It became stressful.

I concentrated more on ‘I’m not the right person for the job’ rather than ‘this job’s not right for me’.

One quote that stuck in my mind when going through a tricky time in this company, was from Steve Jobs’ 2005 Stanford commencement address:

‘Your time is limited, so don’t waste it living someone else’s life.

This for me was imposter syndrome. Feeling as though I was playing a role in someone else’s life. This wasn’t where I was supposed to be.

Is it you, or is it the job?

If you’re feeling like this, I think it’s really important to take stock. Is it that you need to build up your confidence, find a way to lose this feeling of “phoniness in people who believe that they are not intelligent, capable or creative despite evidence of high achievement.”

Carry on with the work you are doing, and realise that you are as capable, talented, intelligent, interesting, as everyone else?

Or, do you need to take a reality check, and realise that the work you’re doing or the company you work for, isn’t right for you? It doesn’t suit your personality, values or lifestyle? Is it time to for a change?

If you’d like my help in getting unstuck and changing your job or career, book in for a discovery session with me here. We can talk things through.

Please share this post with someone you think might enjoy reading it.

Photo by Thomas Peham on Unsplash